Actuary, Personal Auto Liability State Reserving

The US Retail Markets Reserving (USRM) team is seeking a highly motivated Actuary for our Personal Auto Liability State Reserving team. In this position, you will have significant business impact by performing state level reserve analyses for key states.

You will work closely with Claims, Analytics and State Management to understand key areas of risk and trends for complex states, perform in-depth state reserving analyses leveraging a variety of reserving methods including claim-level models, and communicate and gain buy-in with their state partners. Your work will help drive better loss and ALAE accuracy at the state level, ultimately contributing to stronger pricing, reserving, and broader strategic decisions. This position will report directly to the Personal Lines Auto State Reserving Manager.

A successful candidate must excel at solving complex analytical problems, have good business judgment and influencing skills, and possess the ability to explain such work in business contexts.

*This position may have in-office requirements depending on candidate location.*

Responsibilities:

• Perform complex state-level reserve analysis and present findings and recommendations.
• Provide clear and concise communication of technical actuarial work to technical and non-technical audiences, and on cross functional teams.
• Maintain clear and concise documentation of methods and activities.
• Interact with and provide actuarial technical assistance and information to peers, senior managers, and others within and outside of the organization.
• Mentor, motivate, and train less experienced staff and peers.
• Direct the development of actuarial tools.

• Bachelor's degree required; Master’s degree preferred.
• Associateship or Fellowship in the Casualty Actuarial Society (ACAS/FCAS) designation preferred or comparable education/designation with relevant experience.
• Minimum 5-7 years relevant experience required.
• Sound knowledge of actuarial techniques and standards, as well as other business operations including financial, underwriting, legal, statistics, claims, sales, etc.
• Advanced communication and interpersonal skills and ability to build relationships and interact effectively with others within and outside the organization.
• Ability to motivate and mentor peers and motivate and train subordinates.
• Advanced computing skills (MS Office Excel, SAS, etc.) with ability to build complex models.