Senior Underwriter, Private Non-Profit D&O

The Senior Underwriter will underwrite Private & Nonprofit Management Liability policies within delegated authority, making analytical, data-driven decisions and pricing risks with limited guidance from leadership. In certain North American markets, will more frequently underwrite complex/unusual accounts or those requiring higher individual line sizes. Accounts assessed will include some complexity across primary and excess towers for private companies and nonprofit entities.

What You’ll Do:

• Build and profitably manage a portfolio focused on Private & Nonprofit Management Liability across retail and wholesale brokers, acting as a representative for Liberty.
• Underwrite new and renewal business for coverage lines including Directors & Officers, Employment Practices Liability (EPL), Fiduciary Liability, Crime (including social engineering/financial fraud).
• Conduct comprehensive risk evaluation for private and nonprofit entities:
• Analyze financials, capitalization, investor composition (e.g., PE/VC), governance practices, indemnification provisions, board composition, and M&A activity.
• Assess HR practices and workforce attributes (employee count, geographic footprint, remote/hybrid dynamics, labor relations, prior EEOC/W&H matters) and EPL controls.
• Evaluate ERISA plan size, complexity, vendor oversight for Fiduciary, and internal controls/segregation of duties for Crime.
• Review prior litigation, claims history, loss runs, emerging exposures, and risk mitigation measures.
• Structure and negotiate policy terms:
• Determine limits, retentions, sublimits, coinsurance (e.g., wage & hour defense), shared vs. separate limits, primary/excess placements, Side A difference-in-conditions, and manuscript endorsements where appropriate.
• Deploy Liberty capacity, in alignment with appetite and referral thresholds.
• Price risks using underwriting models, rating tools, benchmarking, and actuarial insights; document underwriting rationale, referrals, and adherence to guidelines.
• Maintain a strong market presence:
• Strengthen existing broker/agent relationships and develop new ones; conduct underwriting meetings, presentations, and joint planning to drive targeted growth.
• Represent Liberty at industry events and market functions; communicate appetite, capabilities, and value proposition.

Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.

As a purpose-driven organization, Liberty Mutual is committed to fostering an environment where employees from all backgrounds can build long and meaningful careers. Through strong relationships, comprehensive benefits and continuous learning opportunities, we seek to create an environment where employees can succeed, both professionally and personally.

At Liberty Mutual, we believe progress happens when people feel secure. By providing protection for the unexpected and delivering it with care, we help people embrace today and confidently pursue tomorrow.

We are dedicated to fostering an inclusive environment where employees from all backgrounds can build long and meaningful careers. By actively seeking employee feedback and amplifying the voices of our seven Employee Resource Groups (ERGs), which are open to all, we create an environment where every individual can make a meaningful impact so we continue to meet the evolving needs of our customers.

We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://LMI.co/Benefits

Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.

Fair Chance Notices

• California
• Los Angeles Incorporated
• Los Angeles Unincorporated
• Philadelphia
• San Francisco