Senior Underwriter, Energy Property

Liberty’s US Onshore Energy Underwriting team delivers market-leading risk transfer solutions to domestic energy clients through both retail and wholesale broker channels. We partner closely with risk engineers to provide tailored coverage across the energy sector, including Oil & Gas (Downstream), Petrochemical, Chemical, Biofuels, and Power Generation (Natural Gas and Renewables). Our integrated team of experienced underwriters, engineers, and claims professionals is committed to delivering exceptional service built on expertise, transparency, and trust. We take a disciplined, technical approach to underwriting, ensuring sustainable and innovative product development.

As a Senior Underwriter, you will be responsible for underwriting first-party energy property risks in alignment with our business plan and within your delegated authority. You’ll play a key role in shaping our portfolio, building broker relationships, and collaborating across functions to deliver high-quality solutions to our clients.

Strategic Planning & Portfolio Management

• Contribute to the development and execution of the annual business plan, ensuring alignment with risk appetite and strategic goals.
• Leverage data, tools, and insights to manage portfolio performance and drive profitable growth.
• Champion innovation by proposing new ideas and underwriting approaches.

Underwriting & Delivery

• Underwrite complex energy property risks, negotiating terms, conditions, and pricing in accordance with underwriting guidelines and authority.
• Maintain strong relationships with brokers, reinsurers, and industry partners to support business development and retention.
• Collaborate cross-functionally with Risk Engineering, Claims, Actuarial, Finance, and Operations to deliver integrated solutions.
• Ensure contract certainty and timely, accurate documentation of underwriting decisions and exposures.

Compliance & Governance

• Adhere to internal underwriting standards, regulatory requirements, and best practices to mitigate risk and ensure compliance.
• Apply reinsurance strategies effectively to support portfolio management and risk transfer.
• Demonstrate a proactive approach to regulatory and internal compliance responsibilities.

Qualifications:

Advanced-level knowledge of insurance products/coverage, underwriting, pricing, risk selection, market segments and marketplace; insurance finance and actuarial concepts; loss control/risk engineering; marketing techniques, regulatory environment and reinsurance; advanced-level knowledge of territory management.

Ability to apply underwriting/appetite, tools, systems, and resources to achieve goals, solve complex problems, establish and build healthy working relationships, lead mentoring relationships, and negotiate, as normally acquired and a related bachelor’s degree seven to ten years of relevant experience preferred; CPCU or professional insurance designation strongly preferred.

Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.

As a purpose-driven organization, Liberty Mutual is committed to fostering an environment where employees from all backgrounds can build long and meaningful careers. Through strong relationships, comprehensive benefits and continuous learning opportunities, we seek to create an environment where employees can succeed, both professionally and personally.

At Liberty Mutual, we believe progress happens when people feel secure. By providing protection for the unexpected and delivering it with care, we help people embrace today and confidently pursue tomorrow.

We are dedicated to fostering an inclusive environment where employees from all backgrounds can build long and meaningful careers. By actively seeking employee feedback and amplifying the voices of our seven Employee Resource Groups (ERGs), which are open to all, we create an environment where every individual can make a meaningful impact so we continue to meet the evolving needs of our customers.

We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://LMI.co/Benefits

Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.

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