Executive Underwriter, Excess Casualty

Seeking an experienced underwriter to own a profitable, complex book of excess liability business, including umbrella coverage. The Senior Excess Liability Underwriter will evaluate and underwrite risks within delegated authority, partner with agents and brokers to source and negotiate business (including umbrella placements), and manage portfolio performance to meet profitability and growth targets. This role requires strong technical underwriting judgment, excellent broker relationship skills, and the ability to coach less-experienced team members.

Primary responsibilities

• Risk selection & underwriting: Assess new and renewal submissions (including primary and underlying layers), determine pricing, terms and limits, and document underwriting decisions. Evaluate attachment points, underlying policy adequacy and conditions for umbrella/stacked excess placements. Apply delegated authority and seek approvals or recommend quality exceptions when appropriate to optimize profitability.
• Umbrella coverage & program oversight: Underwrite and manage umbrella business by verifying underlying limits, endorsements and exclusions; setting appropriate attachment points and limits; ensuring program compliance (including any GRS or other umbrella program guidelines); and escalating or documenting exceptions when required. Advise brokers on documentation expectations and acceptable underlying coverage.
• Deal development & negotiation: Prepare proposals (including umbrella-compliant terms), present terms to agents/brokers, and negotiate to close business that aligns with portfolio strategy, risk appetite, and umbrella program requirements.
• Agent & broker relationship management: Build and maintain strong relationships with key agents and brokers through proactive outreach, site visits, renewal meetings and timely service to grow a high-quality pipeline for both excess and umbrella products. Educate partners on umbrella features, attachment conditions, and documentation needs.
• Portfolio management: Monitor and analyze portfolio performance, identify concentration/coverage gaps (including umbrella exposures and underlying layer concentrations), and execute targeted marketing plans to improve growth, diversification and profitability.
• Documentation & compliance: Maintain comprehensive, audit-ready files that reflect risk selection rationale, umbrella-specific approvals or exceptions, and compliance with regulatory and company guidelines.
• Leadership & mentoring: Coach and mentor underwriters and account analysts, share technical expertise on excess and umbrella structures, and provide regular feedback and case guidance.
• Continuous improvement: Participate in process improvement initiatives, contribute ideas, and use data and tools to increase efficiency and underwriting consistency.

Key qualifications

• Bachelor’s degree or equivalent; advanced/industry certification (CPCU, AU, or equivalent) preferred.
• 5+ years underwriting experience in excess liability or casualty lines; demonstrated success managing complex accounts and delegated authority.
• Specific experience with umbrella/umbrella programs and familiarity with GRS umbrella coverage, guidelines, and documentation requirements strongly preferred.
• Strong technical underwriting skills: evaluation of underlying layers, attachment analysis, pricing, policy terms and reinsurance awareness.
• Proven track record of developing broker relationships and negotiating placements, including program/umbrella solutions.
• Excellent verbal and written communication, presentation, and decision-making skills.
• Ability to analyze portfolio-level metrics and translate findings into action plans.
• Supervisory or mentoring experience preferred.

Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications, and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.

As a purpose-driven organization, Liberty Mutual is committed to fostering an environment where employees from all backgrounds can build long and meaningful careers. Through strong relationships, comprehensive benefits, and continuous learning opportunities, we seek to create an environment where employees can succeed, both professionally and personally.

At Liberty Mutual, we believe progress happens when people feel secure. By providing protection for the unexpected and delivering it with care, we help people embrace today and confidently pursue tomorrow.

We are dedicated to fostering an inclusive environment where employees from all backgrounds can build long and meaningful careers.  By actively seeking employee feedback and amplifying the voices of our seven Employee Resource Groups (ERGs), which are open to all, we create an environment where every individual can make a meaningful impact so we continue to meet the evolving needs of our customers.

We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://LMI.co/Benefits

Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.

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