Actuary, Auto Analytics State Deep Dive

Job Locations US-MA-Boston | US-Remote | US-WA-Seattle
ID
2025-72548
Position Type
Full-Time
Minimum Salary
USD $117,000.00/Yr.
Maximum Salary
USD $225,000.00/Yr.
Typical Starting Salary
$140,000-$170,000
Flexible Time Off Annual Accrual - days
20
Application Deadline
10/31/25

Description

As a member of the Auto Analytics State Deep Dive team within Personal Lines (PL) Auto State Analytics, you will play a critical role in developing, monitoring, and evaluating strategies and tactics for the PL Auto book to accomplish profitable growth in 4 major complex states. You will be responsible for performing advanced actuarial analyses in pricing, underwriting, channel optimization, etc. to assess the profitability of programs/products and growth opportunities of our PL books in your assigned states; collaborating with Directors of State Operations (DSO) for these states to gain deeper knowledge of the complex states and develop effective customized state levers; partnering with Risk Analytics (RA) subject matter experts to ensure RA insight and deliverables account appropriately for unique state features. This role will be part of a team of 4 and report to the Auto Analytics State Deep Dive Team Manager. This is an exciting opportunity where your work will greatly influence state-level decision-making and contribute to Liberty’s goal of delivering top-quartile profitability.

 

**This position may have in-office requirements dependent upon candidate location.**

 

Responsibilities:

  • Deliver insight to DSOs to drive actions and influence decisions to achieve top quartile profitability for Personal Lines Auto product. Proactively identifies opportunities, drives analysis, and makes recommendations for appropriate strategies to develop, evaluate, and enhance state tactics.
  • Develop deep state expertise to help inform state-specific strategy and tactics, including the historical and future strategy, industry/regulatory environment, product/program designs and constraints, etc.
  • Collaborate with Actuarial, Finance, Claims and Data Science to gain a better understanding and assess and improve profitability by coverage/peril in the assigned states.
  • Support cross-team initiatives to enrich the deliverables with state-specific insight. Building trust and credibility with teams beyond State Analytics to drive decisions and execution.
  • Develop a deep understanding of the assigned states in various aspects that contributed to the success of the whole state operations and underwriting economics, pursuing ad-hoc projects as needed to help support evaluation of state levers.
  • Stay informed about macro-economic trends in assigned states, identifying the drivers of segment-level profit opportunities, and incorporating findings from competitor filings/earnings calls, regulatory, and industrial publications.
  • Support an inclusive, equitable, and high-performing culture. Proactively share knowledge on analysis findings, data sources, analytical reports, etc. Coach and mentor junior team members.

Qualifications

  • Bachelor's degree required; Master’s degree preferred.
  • Associateship or Fellowship in the Casualty Actuarial Society (ACAS/FCAS) designation preferred or comparable education/designation with relevant experience.
  • Minimum 5-7 years relevant experience required.
  • Sound knowledge of actuarial techniques and standards, as well as other business operations including financial, underwriting, legal, statistics, claims, sales, etc.
  • Advanced communication and interpersonal skills and ability to build relationships and interact effectively with others within and outside the organization.
  • Ability to motivate and mentor peers and motivate and train subordinates.
  • Advanced computing skills (MS Office Excel, SAS, etc.) with ability to build complex models.

About Us

Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. 

 

At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.

  

We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://LMI.co/Benefits  
  
Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.  
  
Fair Chance Notices  

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