Senior Educational Underwriter, Public Entity

We are seeking a skilled Senior Underwriter to join our GRS Public Entity — Educational team. This role focuses on underwriting K–12 districts, charter schools, community colleges, public universities and related educational entities. The ideal candidate will combine strong technical underwriting judgment with the ability to manage moderately complex accounts, support business development, and collaborate across claims, actuarial and risk control to drive profitable growth.

Key responsibilities

• Assess and underwrite new business and renewal submissions for educational public entities, applying company guidelines to ensure appropriate pricing, terms and conditions, and risk selection.
• Manage a portfolio of accounts, monitoring performance drivers (loss ratios, exposures, retention) and recommending actions to improve profitability.
• Develop competitive submissions and placement strategies; prepare clear underwriting submissions and explain recommendations to brokers and internal stakeholders.
• Work closely with sales and brokers to identify opportunities for account retention and growth.
• Collaborate with actuarial and analytics teams to validate pricing, exposure analysis and loss trends; incorporate data into underwriting decisions.
• Coordinate with claims and risk control to identify loss drivers and implement risk mitigation strategies for clients.
• Review and negotiate policy wording, endorsements and contract terms to protect company interests and meet client needs.
• Maintain accurate underwriting documentation and adhere to governance, compliance and delegated authority limits.
• Mentor junior underwriters and contribute to team knowledge sharing and process improvements.
• Represent the company at client meetings and industry events as needed.

Qualifications

• Bachelor’s degree required; degree in Risk Management, Insurance, Finance, Business, or related field preferred.
• 4–7 years of underwriting experience with a focus on public entities and/or educational institutions.
• Professional designations a plus (CPCU, ARM, AIC, or equivalent) or working toward designation.
• Strong technical underwriting skills: exposure assessment, pricing support, contract review and claims liaison.
• Proven ability to manage a book of business, prioritize workflow and meet production goals.
• Excellent written and verbal communication skills; able to present underwriting rationale to brokers and clients.
• Proficiency with Excel and underwriting systems; experience with data analytics tools a plus.
• Team player with strong organizational skills and attention to detail.
• Ability to travel occasionally for client visits and industry meetings.

Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.

As a purpose-driven organization, Liberty Mutual is committed to fostering an environment where employees from all backgrounds can build long and meaningful careers. Through strong relationships, comprehensive benefits and continuous learning opportunities, we seek to create an environment where employees can succeed, both professionally and personally.

At Liberty Mutual, we believe progress happens when people feel secure. By providing protection for the unexpected and delivering it with care, we help people embrace today and confidently pursue tomorrow.

We are dedicated to fostering an inclusive environment where employees from all backgrounds can build long and meaningful careers. By actively seeking employee feedback and amplifying the voices of our seven Employee Resource Groups (ERGs), which are open to all, we create an environment where every individual can make a meaningful impact so we continue to meet the evolving needs of our customers.

We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://LMI.co/Benefits

Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.

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