Senior Underwriter, Financial Institutions

Senior Underwriter — Financial Institutions Professional Lines (FI)

Underwrites Financial Institutions Professional Lines business within delegated authority, exercising independent judgment and making analytical, data-driven decisions on appetite, structure and pricing. Works mainly with banks, credit unions, broker-dealers, investment advisers, and other financial institutions across North America. In this senior role you will handle more complex or unusual accounts and higher individual line sizes, applying deep product and industry knowledge with limited guidance from leadership.

Key responsibilities:

• Underwrite and bind FI Professional Lines accounts (e.g., D&O, Fiduciary, EPLI and other segement related lines pricing and structuring terms and limits.
• Analyze financials, controls, regulatory/enforcement history, loss runs and third‑party/vendor exposure to assess risk.
• Manage a portfolio of brokers/agents and insureds; develop profitable business and retain renewals.
• Maintain market relationships, negotiate placements, and escalate facultative/reinsurance needs as required.
• Collaborate with Claims, Actuarial, Legal and underwriting leadership; contribute to product wording and process improvements.
• Monitor regulatory changes and emerging FI exposures (fintech, vendor/cloud risk, cyber‑enabled fraud).
• Mentor junior underwriters and support cross‑functional projects (no direct line management).

Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.

As a purpose-driven organization, Liberty Mutual is committed to fostering an environment where employees from all backgrounds can build long and meaningful careers. Through strong relationships, comprehensive benefits and continuous learning opportunities, we seek to create an environment where employees can succeed, both professionally and personally.

At Liberty Mutual, we believe progress happens when people feel secure. By providing protection for the unexpected and delivering it with care, we help people embrace today and confidently pursue tomorrow.

We are dedicated to fostering an inclusive environment where employees from all backgrounds can build long and meaningful careers. By actively seeking employee feedback and amplifying the voices of our seven Employee Resource Groups (ERGs), which are open to all, we create an environment where every individual can make a meaningful impact so we continue to meet the evolving needs of our customers.

We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://LMI.co/Benefits

Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.

Fair Chance Notices

• California
• Los Angeles Incorporated
• Los Angeles Unincorporated
• Philadelphia
• San Francisco